Platform
The Complete ICHRA Platform
Kyndly’s integrated platform gives you control over the entire experience — from initial quote, to individual enrollment, to on-going administration.
How It Works
Our platform supports you through the entire ICHRA lifecycle.
Quote & Design
Census-to-proposal in minutes. Real-time contribution modeling with built-in affordability calculations.
Enroll
Self-guided enrollment averaging under 5 minutes. AI-powered plan recommendations across 150+ carriers.
Administer
Multi-tenant portal with role-based access. Census management, compliance documents, and reporting.
Quoting & Plan Design
Census to proposal in minutes
Upload a census, select a contribution strategy, and generate a ready-to-present proposal — complete with per-employee cost projections, affordability safe harbor validation, and side-by-side comparisons against the current group plan.
- Utilize benchmark contribution strategies, create or modify your own, and even save recurrent options for quick access
- Real-time affordability with all 3 IRS safe harbors (FPL, W-2, Rate of Pay)
- Side-by-side comparison against current group plans
- Per-employee cost projections update as you adjust
- Configurable admin fees, agency fees, and dependent funding
- Minimum class size validation as classes change
- Export-ready workbook for client presentations
- Group/ICHRA hybrid structure support
Employee Enrollment
Configurable enrollment experience designed with the consumer in mind.
Employees provided access to their personalized portal to access plan information and complete enrollments. The enrollment experience can be self-directed or supported via agent assistance.
- Self-directed enrollments often completed in less than 5 minutes
- Proprietary AI algorithms weighing premium cost, plan design, type, and utilization
- Care navigator option for 1:1 assisted enrollment
- Partner can provide requirements for modifying algorithm, plan availability and more
75% of employees choose one of the 3 recommended plans. That means fewer support calls, faster enrollment, and higher satisfaction.
Administration Portal
One dashboard for your entire ICHRA book
A multi-tenant portal with role-based access across the full distribution hierarchy. Manage census files, qualifying life events, compliance documents, and reporting from a single interface.
- Multi-tenant with full role hierarchy (Benefits Administrator → Advisor → Agent → Employer → Employee)
- Census file uploads and employee roster maintenance
- Plan document generation
- ICHRA notices auto-generated through implementation workflow
- Self-serve custom reports on enrollment and sales activity
- Quote submission and implementation progress tracking
- Configurable admin and agency fees per case
- Payroll & HRIS integration (Coming Q3 2026)
Platform Results
Proven at scale
Why Kyndly
100% proprietary. Built different.
Purpose-built ICHRA infrastructure — not a white-labeled reseller, not a bolt-on to a legacy platform.
100% Proprietary Technology
Not a white-labeled reseller. Every line of code is ours. Cloud-native on AWS, built for the specific demands of ICHRA administration.
White-Label as Standard
Your partner’s brand, not ours. Custom domains, logos, colors, and communications. Included in the standard platform — not a premium add-on.
Built-In ACA Compliance
Affordability safe harbors, minimum value checks, and class size rules — all validated in real time as plan designs change.
Virtual Card Payments
Per-employee virtual cards for carrier payment processing. Simplifies the payment chain between employer contributions and carrier premiums.
Configurable Regulatory Engine
When IRS thresholds change, the platform adapts. Compliance parameters update with the rules — no code release needed.
Enterprise Security
AWS-hosted with encryption at rest and in transit, VPC isolation, WAF, and GuardDuty. SOC 2 Type I certification in progress.
Delivery Models
Flexible integration to match your operations
The platform adapts to how you work — not the other way around.
White-Label Portal
Deploy a fully branded ICHRA experience under your own name. Custom domains, branded portals, and white-label communications.
- Custom domain and branding
- Branded employer and employee portals
- White-label email communications
API Integration
Build on top of our platform. Full REST API with webhooks and a sandbox environment for testing.
- Comprehensive REST API
- Real-time webhooks
- Sandbox environment for testing
Full-Service Administration
Let Kyndly manage the day-to-day ICHRA administration while you focus on client relationships.
- Dedicated account management
- Employee enrollment support
- Ongoing compliance management
Pricing
Built to Scale With Your Needs
We offer multiple pricing models based on your goals. No long-term contracts required to get started.
Getting Started
Dip your toe into ICHRA with a low-risk entry point. Ideal for partners exploring the market before scaling.
Portfolio Augmentation
Add ICHRA as a complementary offering alongside your existing services. Built for partners using ICHRA for client retention and growth.
New Product Line
Stand up a full ICHRA business under your brand. Enterprise-grade infrastructure for partners going all-in on ICHRA.
As low as $5/mo PEPM
Coming Soon
What's next
We ship continuously. Here's what's on the near-term roadmap.
Payroll & HRIS Integration
Automated new hire/term sync across 250+ payroll systems
Platform-Native Payment Processing
Virtual card issuance and carrier payment built directly into the platform
Direct Carrier Enrollment
Enrollment submission directly to carriers from within the platform
SOC 2 Type I Certification
Formal third-party audit of security controls and operational processes
See the platform in action
Schedule a live walkthrough of the quoting tool, enrollment experience, and administration portal.