Affordable, Flexible Health Benefits for Your Business
A 401(k)-style approach to health insurance—predictable costs for you, personalized choices for employees.


WHY ICHRA?
How ICHRA Strengthens Your Benefits Strategy
- 1Predictable Costs — Employers set a fixed contribution each month. No surprise renewals, no volatile risk pool.
- 2Expanded Choice — Employees access the entire individual market, choosing from 150+ carriers and plans that fit their needs.
- 3Individual Market Access — Competitive rates regardless of group size. Even small employers can offer meaningful benefits.
- 4Simplified Administration — Kyndly handles compliance, plan document generation, and regulatory updates.
ICHRA — A 401(k) for Health Insurance
Employer sets a defined contribution. Employees use it for any plan they want. Costs stay predictable. Choices are personalized.


HOW KYNDLY MAKES ICHRA EASY
Your ICHRA, Simplified
We handle the hard part so you don't have to.
- Partner-Friendly Platform – Mimics the group health insurance experience; we do the hard work for you
- Seamless Setup – Get started in minutes with an easy onboarding process.
- AI-Powered Contribution Strategy and Plan Selection – Smart recommendations help employers and employees make informed choices
- Average Employer Savings: 28% Compared to Traditional Group Plans





